i just want to know at what value would you take a car away to take as payment ??
i have been told i can keep a car but it must not be worth more than 拢1000 is this true ??
please can i have some advice on this ??
very serious answers only and from a bailiff who knows his job.not a bully
Answers:
I don't think there is any set limit on the value of any of your possessions. The bailiff can take anything you own so if the car is owned outright, without any loan outstanding, they can take it. It may be the case that you have other possessions that they can take to pay off the debt and so would be willing to leave you with the car. I don't know where you stand if they are not willing to come to that arrangement and insist on taking your car but leaving you with other items of value which could have been used. As other people have said, don't let them into your house - they have no right to force entry. But of course, this would make it more likely that they would seize your car.
At Market Value -original cost minus depreciation.
You should go to citizens advice. But on no account let them into your home, once you do that you give them permission to list your possesions and to come back and gain entry even when you are not in. They can take anything that belongs to you, so consider transferring your car into a relatives name - quickly. If you show them proof that items are not yours they can`t take them. They cannot, by law, take the tools of your trade. Get some advice anyway. How long have you got, are they definitely coming or is it just a threatening letter, they often pester you by phone, so just keep saying he/she`s not in. If they threaten to take you to court, i believe they don`t bother for amounts less than 拢2000, it costs them too much.
sorry u down on your luck.wish u all the best
Park your car somewhere away from your house and don't tell them which one it is.
Don't EVER let the bailiffs in - if you don't allow them in they can't force their way in. The credtior will haver to find an alternative method of payment such as attachment of earnings. Its not illegal to refuse a bailiff access.
I would believe a second hand car to take away as a payment would be 拢500.00. No more and no less. Cars are sooooo cheap second hand nowadays, look up www.autotrader.co.uk and see what the value is.
Hope this helps.
Why ask a bailiff , these people think they can take anything , and given half a chance they do
The only way to stop a bailiff is to know , just what they are allowed to do by law ,
There are some very quite simple ways as to stop these people
The value of the car is irrelevant. If a bailiff has reasonable grounds to believe an item or items may discharge a debt he can take it.
After all where would you draw the line with other items of value?
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